TEMPINSURED Terms and Conditions
Failure to disclose the insured vehicle’s history of manufacturer recalls or safety issues.
Introduction
These terms and conditions govern your use of our temporary car insurance services provided by
DIGITAL DOCUMENTS ENTERPRISE LIMITED (15797052) under the name TEMPINSURED.
No Refund Policy
We do not offer refunds if the details provided are inaccurate or incomplete.
In the event of inaccuracies, only partial refunds may be considered, subject to our discretion.
Once a policy is purchased, refunds will not be issued for any reason other than those outlined in this
document.
Limited Liability
TEMPINSURED and DIGITAL DOCUMENTS ENTERPRISE LIMITED (15797052) shall not be held
responsible for any accidents, damages, or losses incurred while using our temporary car insurance
services.
We act solely as a third-party intermediary and do not assume liability for any incidents involving the
insured vehicle.
Police Impoundment
In cases where your vehicle is impounded by law enforcement authorities, TEMPINSURED and
DIGITAL DOCUMENTS ENTERPRISE LIMITED (15797052) bear no responsibility for any costs, fines, or
penalties associated with the impoundment.
Prompt Coverage
Upon purchasing a quotation from us, it is our priority to provide coverage as quickly as possible.
However, coverage is subject to verification and may take time to process.
Motor Insurance Database (MID) Updates
The Motor Insurance Database (MID) is updated every 7 days as per protocol.
While we endeavour to update client details promptly, delays may occur due to the MID updating
schedule.
Clients are advised to understand and acknowledge potential delays in MID updates.
False Policy Declaration
Any attempt to falsify policy details will result in the immediate termination of the policy.
No refunds will be provided for policies terminated due to false declarations.
Reasons for Non-Refund:
Inaccurate vehicle information provided.
Failure to disclose previous accidents or claims history.
Incorrect driver details submitted.
Policy cancellation due to non-payment of premiums.
Misrepresentation of driving history.
Failure to disclose modifications made to the insured vehicle.
Failure to provide required documentation upon request.
Policy termination due to fraudulent activity.
Failure to notify us of changes to driving habits or circumstances.
Policy cancellation at the request of the insured party.
Policy cancellation due to the insured vehicle being used for commercial purposes without prior
approval.
Failure to comply with local laws and regulations regarding vehicle insurance.
Policy cancellation due to the insured vehicle being used for racing or competitive events.
Failure to disclose the true purpose of vehicle usage.
Policy termination due to the insured vehicle being used for illegal activities.
Non-compliance with policy terms and conditions outlined in the insurance contract.
Failure to report changes in address or contact information.
Policy cancellation due to the insured vehicle being used outside the geographical coverage area
specified in the policy.
Failure to disclose relevant medical conditions affecting the insured driver’s ability to operate the
vehicle safely.
Policy termination due to the insured vehicle being driven by an unauthorized or unlicensed
driver.
Non-disclosure of vehicle modifications that affect the safety or performance of the insured
vehicle.
Policy cancellation due to the insured vehicle being used as a rental or loaner vehicle without
prior approval.
Failure to report the addition of new drivers to the policy.
Policy termination due to the insured vehicle being used for towing or hauling purposes without
proper coverage.
Non-compliance with policy documentation requirements during the claims process.
Failure to report changes in vehicle ownership or title status.
Policy termination due to the insured vehicle being used for ride-sharing or transportation
network company activities without appropriate coverage.
Non-disclosure of previous insurance claims or incidents involving the insured vehicle.
Policy cancellation due to the insured vehicle being stored or parked in an unauthorized location.
Failure to adhere to policy-specific requirements, such as mileage limitations or usage
restrictions.
Policy cancellation due to the insured vehicle being used for commercial deliveries or courier
services without appropriate coverage.
Failure to report modifications to the insured vehicle’s security features, which may affect
premium calculations.
Non-disclosure of relevant driving convictions or license suspensions.
Policy termination due to the insured vehicle being used for organized racing events or stunts.
Failure to disclose the true intended use of the insured vehicle, such as for business purposes.
Policy cancellation due to the insured vehicle being used for illegal transportation or smuggling
activities.
Non-compliance with safety inspection requirements for the insured vehicle.
Failure to report changes in the insured vehicle’s condition that may affect its insurability.
Policy termination due to the insured vehicle being operated in hazardous conditions or extreme
environments.
Failure to disclose the insured vehicle’s history of mechanical failures or breakdowns.
Policy cancellation due to the insured vehicle being used for off-road or recreational activities
without appropriate coverage.
Non-disclosure of relevant environmental or geographical risks associated with the insured
vehicle’s operation.
Failure to report changes in the insured driver’s employment status or occupation.
Policy termination due to the insured vehicle being used for commercial advertising or
promotional purposes.
Failure to disclose the true ownership structure of the insured vehicle.
Policy cancellation due to the insured vehicle being used for towing or transporting other
vehicles without proper coverage.
Non-compliance with manufacturer recommendations for vehicle maintenance and care.
Failure to report changes in the insured vehicle’s security or anti-theft systems.
Policy termination due to the insured vehicle being used for unauthorized transportation of
passengers or goods.
Non-disclosure of relevant modifications to the insured vehicle’s engine or performance
components.
Policy cancellation due to the insured vehicle being used for promotional or marketing events
without appropriate coverage.
Failure to report changes in the insured driver’s medical condition that may affect their ability to
operate the vehicle safely.
Non-disclosure of relevant modifications to the insured vehicle’s bodywork or exterior
appearance.
Policy termination due to the insured vehicle being used for transportation of hazardous
materials without proper coverage.
Failure to report changes in the insured vehicle’s mileage or usage patterns.
Policy cancellation due to the insured vehicle being used for vehicle testing or demonstration
purposes without appropriate coverage.
Non-compliance with local ordinances or regulations governing vehicle insurance requirements.
Failure to report changes in the insured vehicle’s registration or licensing status.
Policy termination due to the insured vehicle being used for purposes inconsistent with its
declared usage.
Failure to disclose the insured vehicle’s history of flood, fire, or other damage.
Policy cancellation due to the insured vehicle being operated in areas with high crime rates or
civil unrest.
Non-disclosure of relevant modifications to the insured vehicle’s suspension or handling
characteristics.
Failure to report changes in the insured driver’s residency status or immigration status.
Policy termination due to the insured vehicle being used for activities involving aviation or aerial
maneuvers.
Failure to disclose the insured vehicle’s history of warranty claims or repairs.
Policy cancellation due to the insured vehicle being used for activities involving racing or
competitive events.
Non-compliance with reporting requirements for changes in the insured vehicle’s use or purpose.
Failure to report the insured vehicle’s history of salvage or rebuilt titles.
Policy termination due to the insured vehicle being used for activities involving hazardous waste
or materials.
Failure to disclose the insured vehicle’s history of rental or loan agreements.
Policy cancellation due to the insured vehicle being used for activities involving extreme sports or
recreational pursuits.
Non-disclosure of relevant modifications to the insured vehicle’s exhaust or emissions systems.
Failure to report changes in the insured driver’s marital status or household composition.
Policy termination due to the insured vehicle being used for activities involving firearms or
weapons.
Failure to disclose the insured vehicle’s history of theft or vandalism incidents.
Policy cancellation due to the insured vehicle being operated in areas with known environmental
hazards or pollution risks.
Failure to report changes in the insured vehicle’s storage or parking location.
Non-disclosure of relevant modifications to the insured vehicle’s brakes or braking system.
Failure to disclose the insured vehicle’s history of manufacturer recalls or safety issues.
Policy termination due to the insured vehicle being used for activities involving extreme
temperatures or climate conditions.
Failure to report changes in the insured driver’s employment or occupation.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
landslides or geological hazards.
Non-compliance with requirements for reporting changes in the insured vehicle’s weight or load
capacity.
Failure to disclose the insured vehicle’s history of government or law enforcement seizures.
Policy termination due to the insured vehicle being used for activities involving extreme sports or
adventure pursuits.
Failure to report changes in the insured driver’s participation in driving education or training
programs.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
avalanches or snowslides.
Non-disclosure of relevant modifications to the insured vehicle’s fuel system or fuel efficiency. 89.
Failure to report changes in the insured driver’s
marital status or household composition.
Policy termination due to the insured vehicle being used for activities involving firearms or
weapons.
Failure to disclose the insured vehicle’s history of theft or vandalism incidents.
Policy cancellation due to the insured vehicle being operated in areas with known
environmental hazards or pollution risks.
Failure to report changes in the insured vehicle’s storage or parking location.
Non-disclosure of relevant modifications to the insured vehicle’s brakes or braking system.
Failure to disclose the insured vehicle’s history of manufacturer recalls or safety issues.
Policy termination due to the insured vehicle being used for activities involving extreme
temperatures or climate conditions.
Failure to report changes in the insured driver’s employment or occupation.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
landslides or geological hazards.
Non-compliance with requirements for reporting changes in the insured vehicle’s weight or load
capacity.
Policy termination due to the insured vehicle being used for activities involving extreme sports
or adventure pursuits.
Failure to report changes in the insured driver’s participation in driving education or training
programs.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
avalanches or snowslides.
Non-disclosure of relevant modifications to the insured vehicle’s fuel system or fuel efficiency.
Failure to report changes in the insured driver’s marital status or household composition.
Policy termination due to the insured vehicle being used for activities involving firearms or
weapons.
Failure to disclose the insured vehicle’s history of theft or vandalism incidents.
Policy cancellation due to the insured vehicle being operated in areas with known
environmental hazards or pollution risks.
Failure to report changes in the insured vehicle’s storage or parking location.
Non-disclosure of relevant modifications to the insured vehicle’s brakes or braking system.
Failure to disclose the insured vehicle’s history of manufacturer recalls or safety issues.
Policy termination due to the insured vehicle being used for activities involving extreme
temperatures or climate conditions.
Failure to report changes in the insured driver’s employment or occupation.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
landslides or geological hazards.
Non-compliance with requirements for reporting changes in the insured vehicle’s weight or load
capacity.
Policy termination due to the insured vehicle being used for activities involving extreme sports
or adventure pursuits.
Failure to report changes in the insured driver’s participation in driving education or training
programs.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
avalanches or snowslides.
Non-disclosure of relevant modifications to the insured vehicle’s fuel system or fuel efficiency.
Failure to report changes in the insured driver’s marital status or household composition.
Policy termination due to the insured vehicle being used for activities involving firearms or
weapons.
Failure to disclose the insured vehicle’s history of theft or vandalism incidents.
Policy cancellation due to the insured vehicle being operated in areas with known
environmental hazards or pollution risks.
Failure to report changes in the insured vehicle’s storage or parking location.
Non-disclosure of relevant modifications to the insured vehicle’s brakes or braking system.
Failure to disclose the insured vehicle’s history of manufacturer recalls or safety issues.
Policy termination due to the insured vehicle being used for activities involving extreme
temperatures or climate conditions.
Failure to report changes in the insured driver’s employment or occupation.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
landslides or geological hazards.
Non-compliance with requirements for reporting changes in the insured vehicle’s weight or load
capacity.
Policy termination due to the insured vehicle being used for activities involving extreme sports
or adventure pursuits.
Failure to report changes in the insured driver’s participation in driving education or training
programs.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
avalanches or snowslides.
Non-disclosure of relevant modifications to the insured vehicle’s fuel system or fuel efficiency.
Failure to report changes in the insured driver’s marital status or household composition.
Policy termination due to the insured vehicle being used for activities involving firearms or
weapons.
Failure to disclose the insured vehicle’s history of theft or vandalism incidents.
Policy cancellation due to the insured vehicle being operated in areas with known
environmental hazards or pollution risks.
Failure to report changes in the insured vehicle’s storage or parking location.
Non-disclosure of relevant modifications to the insured vehicle’s brakes or braking system.
Failure to disclose the insured vehicle’s history of manufacturer recalls or safety issues.
Policy termination due to the insured vehicle being used for activities involving extreme
temperatures or climate conditions.
Failure to report changes in the insured driver’s employment or occupation.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
landslides or geological hazards.
Non-compliance with requirements for reporting changes in the insured vehicle’s weight or load
capacity.
Policy termination due to the insured vehicle being used for activities involving extreme sports
or adventure pursuits.
Failure to report changes in the insured driver’s participation in driving education or training
programs.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
avalanches or snowslides.
Non-disclosure of relevant modifications to the insured vehicle’s fuel system or fuel efficiency.
Failure to report changes in the insured driver’s marital status or household composition.
Policy termination due to the insured vehicle being used for activities involving firearms or
weapons.
Failure to disclose the insured vehicle’s history of theft or vandalism incidents.
Policy cancellation due to the insured vehicle being operated in areas with known
environmental hazards or pollution risks.
Failure to report changes in the insured vehicle’s storage or parking location.
Non-disclosure of relevant modifications to the insured vehicle’s brakes or braking system.
Failure to disclose the insured vehicle’s history of manufacturer recalls or safety issues.
Policy termination due to the insured vehicle being used for activities involving extreme
temperatures or climate conditions.
Failure to report changes in the insured driver’s employment or occupation.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
landslides or geological hazards.
Non-compliance with requirements for reporting changes in the insured vehicle’s weight or load
capacity.
Policy termination due to the insured vehicle being used for activities involving extreme sports
or adventure pursuits.
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. Failure to report changes in the insured driver’s participation in driving education or training
programs.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
avalanches or snowslides.
Non-disclosure of relevant modifications to the insured vehicle’s fuel system or fuel efficiency.
Failure to report changes in the insured driver’s marital status or household composition.
Policy termination due to the insured vehicle being used for activities involving firearms or
weapons.
Failure to disclose the insured vehicle’s history of theft or vandalism incidents.
Policy cancellation due to the insured vehicle being operated in areas with known
environmental hazards or pollution risks.
Failure to report changes in the insured vehicle’s storage or parking location.
Non-disclosure of relevant modifications to the insured vehicle’s brakes or braking system.
Failure to disclose the insured vehicle’s history of manufacturer recalls or safety issues.
Policy termination due to the insured vehicle being used for activities involving extreme
temperatures or climate conditions.
Failure to report changes in the insured driver’s employment or occupation.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
landslides or geological hazards.
Non-compliance with requirements for reporting changes in the insured vehicle’s weight or load
capacity.
Policy termination due to the insured vehicle being used for activities involving extreme sports
or adventure pursuits.
Failure to report changes in the insured driver’s participation in driving education or training
programs.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
avalanches or snowslides.
Non-disclosure of relevant modifications to the insured vehicle’s fuel system or fuel efficiency.
Failure to report changes in the insured driver’s marital status or household composition.
Policy termination due to the insured vehicle being used for activities involving firearms or
weapons.
Failure to disclose the insured vehicle’s history of theft or vandalism incidents.
Policy cancellation due to the insured vehicle being operated in areas with known
environmental hazards or pollution risks.
Failure to report changes in the insured vehicle’s storage or parking location.
Non-disclosure of relevant modifications to the insured vehicle’s brakes or braking system.
Failure to disclose the insured vehicle’s history of manufacturer recalls or safety issues.
Policy termination due to the insured vehicle being used for activities involving extreme
temperatures or climate conditions.
Failure to report changes in the insured driver’s employment or occupation.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
landslides or geological hazards.
Non-compliance with requirements for reporting changes in the insured vehicle’s weight or load
capacity.
Policy termination due to the insured vehicle being used for activities involving extreme sports
or adventure pursuits.
Failure to report changes in the insured driver’s participation in driving education or training
programs.
Policy cancellation due to the insured vehicle being operated in areas with known risks of
avalanches or snowslides.
Non-disclosure of relevant modifications to the insured vehicle’s fuel system or fuel efficiency.
Failure to report changes in the insured driver’s marital status or household composition.
Policy termination due to the insured vehicle being used for activities involving firearms or
weapons.
Failure to disclose the insured vehicle’s history of theft or vandalism incidents.
Policy cancellation due to the insured vehicle being operated in areas with known
environmental hazards or pollution risks.
Failure to report changes in the insured vehicle’s storage or parking location.
Non-disclosure of relevant modifications to the insured vehicle’s brakes or braking system.